Vaughan has about 323,000 residents (2021 Census). The city has a large industrial and construction workforce, much of it based around Concord and Woodbridge. Vaughan residents can apply online with Ontario-licensed lenders, with funds sent by e-Transfer.
A Vaughan exampleLuca works in residential construction and takes home $1,700 every two weeks in season. In early spring, before work picks up, he needs $500 for a truck repair. He borrows $500, pays at most $70, and repays on his first full payday of the season.
Vaughan borrowers are covered by Ontario’s payday loan rules: at most $14 per $100, half your net pay, and two business days to cancel.
Vaughan-specific things to know
- Seasonal income. Don’t borrow against pay that depends on the season starting on time. If the start date slips, you could still owe on the due date.
- Self-employed trades. If you’re self-employed, lenders look at your deposits. Keep business and personal money in separate accounts so your income is clear.
Free help in Vaughan before you borrow
Ontario Works
Delivered by York Region for Vaughan residents.
Electricity bills
Alectra Utilities customers: ask about LEAP emergency help. The OESP credit is open to every Ontario household.
211
Food banks, rent help and other York Region services, by phone, text or 211ontario.ca.
Neighbourhoods we serve in Vaughan
- Woodbridge
- Maple
- Concord
- Kleinburg
- Thornhill
- Vellore Village
- Vaughan Metropolitan Centre
- Patterson
- Sonoma Heights
- Elder Mills
- Carrville
- East Woodbridge