Welland has about 56,000 residents (2021 Census) on the Welland Canal in the middle of the Niagara Peninsula, with a Niagara College campus and manufacturing and service employers. Welland residents apply online with Ontario-licensed lenders, with funds sent by e-Transfer.
Welland borrowers are covered by Ontario’s payday loan rules: at most $14 per $100, half your net pay, and two business days to cancel.
Welland-specific things to know
- Put all pay in one account. Lenders count deposits they can see. Income split across accounts may not all be counted.
- Use your lowest week. If shifts at one job vary, plan repayment around the smaller paycheque, not the bigger one.
Free help in Welland before you borrow
Ontario Works
Delivered by Niagara Region for Niagara Falls, Welland, St. Catharines and the other Niagara municipalities.
Electricity bills
Welland Hydro customers: ask about LEAP emergency help. The OESP credit is open to every Ontario household.
211
Food banks, rent help and other Niagara services, by phone, text or 211ontario.ca.
Neighbourhoods we serve in Welland
- Downtown Welland
- Dain City
- Hunters Pointe
- Cooks Mills
- Crowland
Nearby: Niagara Falls, St. Catharines, Hamilton