Niagara Falls has about 94,000 residents (2021 Census), and tourism, hotels and two large casinos are among its biggest employers. Niagara Falls residents apply online with Ontario-licensed lenders and receive funds by Interac e-Transfer.
Niagara Falls borrowers are covered by Ontario’s payday loan rules: at most $14 per $100, half your net pay, and two business days to cancel.
Niagara Falls-specific things to know
- Don’t borrow to gamble or chase losses. A payday loan is due on your next payday no matter the outcome. Borrowing to win back losses is how small problems become large ones.
- Free, confidential help. ConnexOntario (1-866-531-2600) offers free 24/7 help for gambling concerns, by phone, text or chat.
Free help in Niagara Falls before you borrow
Ontario Works
Delivered by Niagara Region for Niagara Falls, Welland, St. Catharines and the other Niagara municipalities.
Electricity bills
Niagara Peninsula Energy customers: ask about LEAP emergency help. The OESP credit is open to every Ontario household.
ConnexOntario
Free, confidential 24/7 help with gambling concerns: 1-866-531-2600 or connexontario.ca.
211
Food banks, rent help and other Niagara services, by phone, text or 211ontario.ca.
Neighbourhoods we serve in Niagara Falls
- Downtown Niagara Falls
- Fallsview
- Clifton Hill
- Chippawa
- Stamford
- Lundy’s Lane
- Mount Carmel
- Drummond
Nearby: Welland, St. Catharines, Hamilton