Sault Ste. Marie has about 72,000 residents (2021 Census) on the St. Marys River, across from Michigan. Steelmaking has been central to the city’s economy for more than a century, alongside Algoma University, Sault College and the regional hospital. Sault residents apply online with Ontario-licensed lenders, with funds sent by e-Transfer.
Sault Ste. Marie borrowers are covered by Ontario’s payday loan rules: at most $14 per $100, half your net pay, and two business days to cancel.
Sault-specific things to know
- Ask about small loans. Many credit unions offer small personal loans or overdraft protection to members, often at far lower cost than a payday loan.
- Longer terms, smaller payments. If you can’t repay the full amount in one paycheque, a loan repaid over months is safer than a payday loan.
Free help in Sault Ste. Marie before you borrow
Ontario Works
Delivered by the Sault Ste. Marie District Social Services Administration Board.
Electricity bills
PUC Distribution customers: ask about LEAP emergency help. The OESP credit is open to every Ontario household.
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Food banks, rent help and other Algoma services, by phone, text or 211ontario.ca.
Neighbourhoods we serve in Sault Ste. Marie
- Downtown Sault Ste. Marie
- The P-Patch
- Steelton
- Korah
- Tarentorus
- Gore Street
- The East End
- The West End
Nearby: Greater Sudbury, Thunder Bay