Greater Sudbury has about 166,000 residents (2021 Census), spread across one of the largest municipal areas in Ontario. Nickel mining and processing are major employers, alongside health care and the city’s college and university. Sudbury residents apply online with Ontario-licensed lenders and receive funds by Interac e-Transfer.
Greater Sudbury borrowers are covered by Ontario’s payday loan rules: at most $14 per $100, half your net pay, and two business days to cancel.
Sudbury-specific things to know
- Don’t budget on overtime. If your pay swings with overtime, plan repayment around your base pay. A lean cycle is when one loan turns into two.
- Northern Ontario Energy Credit. Northern Ontario residents can receive this credit as part of the Ontario Trillium Benefit when they file their taxes. If you haven’t filed, you may be missing money.
Free help in Greater Sudbury before you borrow
Ontario Works
Delivered by the City of Greater Sudbury.
Electricity bills
Greater Sudbury Hydro customers, or Hydro One customers in outlying areas: ask about LEAP emergency help. The OESP credit is open to every Ontario household.
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Food banks, rent help and other Sudbury-area services, by phone, text or 211ontario.ca.
Neighbourhoods we serve in Greater Sudbury
- Downtown Sudbury
- New Sudbury
- Minnow Lake
- The South End
- Flour Mill
- Donovan
- Copper Cliff
- Lively
- Val Caron
- Hanmer
- Chelmsford
- Garson
Nearby: Barrie