Cornwall has about 48,000 residents (2021 Census) on the St. Lawrence River, close to the Quebec and New York borders. A large share of residents speak French, and the city is a designated area under Ontario’s French Language Services Act. Cornwall residents apply online with Ontario-licensed lenders, with funds sent by e-Transfer.
Cornwall borrowers are covered by Ontario’s payday loan rules: at most $14 per $100, half your net pay, and two business days to cancel.
Cornwall-specific things to know
- Provincial services in French. As a designated area, Cornwall residents can receive Ontario government services in French, including information about payday loan rights.
- Live in Ontario, work in Quebec? Ontario rules apply if you live in Cornwall, even if you work across the border. Quebec residents can’t get payday loans.
Free help in Cornwall before you borrow
Ontario Works
Delivered by the City of Cornwall for Cornwall and the United Counties of Stormont, Dundas and Glengarry.
Electricity bills
Cornwall Electric customers: ask about its financial assistance programs. The OESP credit is open to every Ontario household.
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Food banks, rent help and other Cornwall and SDG services, by phone, text or 211ontario.ca.
Neighbourhoods we serve in Cornwall
- Downtown Cornwall
- Le Village
- Riverdale
- Eamer’s Corners
- The East End
- The West End