Kingston has about 132,000 residents (2021 Census). Its largest employers include its universities and college, its hospitals, and Canadian Forces Base Kingston. Kingston residents apply online with Ontario-licensed lenders, with funds sent by Interac e-Transfer.
Kingston borrowers are covered by Ontario’s payday loan rules: at most $14 per $100, half your net pay, and two business days to cancel.
Kingston-specific things to know
- Serving members: start with SISIP. SISIP Financial offers financial counselling to Canadian Armed Forces members and their families. Support Our Troops provides emergency financial assistance.
- Posting season. Moves usually happen in summer, when many costs land at once. Keep receipts for anything your relocation benefits may reimburse.
Free help in Kingston before you borrow
Ontario Works
Delivered by the City of Kingston for Kingston and Frontenac County residents.
Electricity bills
Utilities Kingston customers, or Hydro One customers outside the central city: ask about LEAP emergency help. The OESP credit is open to every Ontario household.
Military families
SISIP Financial counselling and the Kingston Military Family Resource Centre support CAF members and their families.
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Food banks, rent help and other Kingston services, by phone, text or 211ontario.ca.
Neighbourhoods we serve in Kingston
- Downtown Kingston
- Sydenham
- Williamsville
- Portsmouth
- Kingscourt
- Rideau Heights
- Cataraqui
- Westbrook
- Barriefield
- Polson Park
- Inner Harbour
- Bayridge